Life Insurance
What about Life Insurance? We purchase all types of insurance to protect ourselves and our families. We buy insurance on our home because without our home, where would we live? On our car because without a car, how will we get around. We even buy insurance on our health, because medical bills could bankrupt us.
What about your family? Don’t they deserve to be taken care of? If you died, would they be able to pay the bills left behind?
All the above questions that should be answered before something happens. Afterwords is just to late.
Why Buy Life Insurance:
- Funeral Expenses – Insurance proceeds can ensure that there is enough money for proper funeral and burial expenses.
- Debt – Personal bills, credit card debt, student loans, and personal notes can be covered in the event of an individual’s death.
- Mortgage Protection – Insurance proceeds can pay off the balance of a mortgage or provide an income stream to pay monthly mortgage or rent payments.
- Income Replacement – In the event of an individual’s death, insurance proceeds can provide a supplemental income stream to ensure that the surviving family members are able to maintain the same standard of living.
- Education Expenses – Insurance proceeds can ensure that the education costs of the insureds children are covered.
- Taxes – Federal estate and state inheritance taxes can be pre-funded using insurance to preserve the value of an estate.
- Donations/Gifts – An individual can use a insurance policy to fund a donation to a charity or leave a gift to a family member.
How Much Insurance Do I need?
Disability Insurance Needs Calculator
Don’t Forget About Your Business
Uses for life & disability insurance for your business:
- Key-Person – An insurance policy can be used to protect a business from the loss of income and profits caused by the death of a key employee.
- Business Continuation – Insurance can be used to fund a buy/sell agreement or stock redemption plan to enable a partner or group of employees to buy the business interest of a deceased partner.
- Business Loans – Insurance protection on a key employee or business owner can be used to pay off the debts of a business in the event of that individual’s death.
- Employee Benefits – Insurance protection for employees is commonly included in company employee benefits plans.
We Provide Free Insurance quotes for:
- Universal Life Insurance
- Whole Life Insurance
- Term Life Insurance
- Disability Income Insurance
- Short Term – Up to 6 months
- Long Term – Longer Then 6 months
- Personal and Business
For your free life insurance or disability insurance quote, give us a call at:
(910) 392-5173
Send us the quote request below and we will send you a quote by email within 24 hours.
